Before you moved into your new home, you probably did your research—or at least your real-estate agent did—about home values in the area, schools, taxes, zoning, all the details on the homes you were interested in looking at or potentially buying, and more. But what about the homeowner’s association?
Do Research on Your Potential HOA’s Reputation
Researching the HOA of any subdivision you are considering moving into could save you headaches later. And your questions should go far beyond just what the monthly or annual fees are. While it is important to make sure you can afford their fees and any potential assessments, it is also a good idea to investigate the reputation of the HOA, beginning with reading over their covenants, conditions, and restrictions—and then even speaking with homeowners in the community if possible.
There are hundreds of thousands of HOAs in the US, and many good ones. Thanks to their organization and efforts, homeowners can look forward to good property values, living in subdivisions and other areas that are beautifully maintained, from landscaping to public areas such tennis courts and golf courses, gyms, clubhouses, and more.
Some HOAs Can Be Extremely Aggressive
Some associations may be overly stringent though, as well as quick to punish homeowners with fines and even litigation. The rules and restrictions may be too confining, as well as downright nitpicky. And if you have found yourself under their reign, it may not be long before a dispute arises. If that is the case, consult with an experienced real estate litigation attorney as soon as possible.
Many might assume that most HOA disputes would arise over late payments. This is often the case and can lead to serious repercussions—even with HOAs attempting to (and sometimes being successful) foreclose on homes. There are also many other reasons why HOAs may begin fining homeowners or even suing them, due to infinite number of rules and restrictions that can be dreamt up. Most involve misuse of property or changes, whether that is in violating zoning, adding fences, unique paint colors or accents, landscaping that is not in tune with the rest of the neighborhood, and far more. There can often be parking issues (no trucks, no boats, no RVs, no side-street parking) too that cause surprising strife.
If you are having problems with your HOA, you may feel helpless against them, as well as intimidated and worried about losing your home. Protect yourself by keeping track of all communications and documents with your HOA, and then seeking expert legal advice.
Contact Us for Help Now
Call Shane Coons now at 949-333-0900 or email us at Shane.Coons@seclawoffices.com if you need more information regarding your rights as a homeowner. We can review your case, answer your questions, and help you decide how to move forward. We are here to help!